5 Days Training on Retail Financial Prts

Service Description

Day 1: Introduction to Retail Financial Products and Insurance 1. Introduction to Retail Finance • Definition and significance of retail financial products • Role in the economy 2. Insurance Products • Types of insurance (life, health, property, auto) • Insurance policies and coverage 3. Insurance Underwriting and Claims • Underwriting process • Claims handling and settlements 4. Regulatory Compliance in Insurance • Key regulations and compliance requirements • Consumer protection in insurance Day 2: Retail and Commercial Banking 1. Retail Banking Services • Deposit accounts (savings, checking, certificates of deposit) • Retail banking products and features 2. Retail Banking Operations • Customer onboarding and account management • Digital banking trends 3. Commercial Banking Products • Business loans, lines of credit, and business accounts • Services for small and medium-sized enterprises (SMEs) 4. Regulatory Compliance in Banking • Banking regulations and supervision • Anti-money laundering (AML) and Know Your Customer (KYC) requirements Day 3: Lending Products - Consumer and Commercial Lending 1. Consumer Lending Products • Personal loans, credit cards, and auto loans • Loan approval and credit scoring 2. Managing Consumer Lending Portfolios • Risk assessment and mitigation • Collection Strategies 3. Commercial Lending • Types of commercial loans (term loans, working capital loans) • Credit analysis and loan documentation 4. Compliance in Lending • Fair lending practices • Loan origination and servicing compliance Day 4: Project Financing and Trade Finance 1. Project Finance Overview • Project financing vs. traditional lending • Project evaluation and feasibility 2. Structuring Project Financing • Sources of project financing (equity, debt, grants) • Project financing agreements 3. Trade Finance Products • Letters of credit, trade credit insurance, and export financing • International trade finance processes 4. Regulatory Compliance in Trade Finance • Compliance with international trade laws • Trade-based money laundering risks Day 5: Risk Management and Case Studies 1. Risk Assessment and Management • Credit risk, market risk, and operational risk • Risk modelling and stress testing 2. Compliance Best Practices • Implementing effective compliance programs • Case studies in compliance failures 3. Real-world Case Studies • Analysing retail financial product scenarios • Lessons learned from industry cases 4. Course Recap and Q&A • Review of key concep